Say it straight or don't say it at all.
Most people already know what they need to do. They are not stuck. They are delaying, excusing, bargaining, and dressing up avoidance as confusion.
The economy, the market, the competition - none of it is the variable. You are the variable. That is either the most uncomfortable truth or the most powerful one.
Victim mentality is not just a bad attitude. It is a financial drain. Every minute spent blaming circumstances is a minute not spent changing them. The market collects that tax in full.